Terms of Use

www.bfinance.com is a website owned and operated by bfinance UK Limited and its affiliates (bfinance or we). We are a company registered in England and Wales under company number 03950214 and have our registered office at 36 Queen Street, London, EC4R 1BN.

This page (and the documents referred to on it) set out the Terms of Use on which you make use of:

www.bfinance.com
www.bfinance.co.uk
www.bfinance.ca
www.bfinance.fr
www.bfinance.de
www.bfinance.nl

Please read these Terms of Use carefully before using our site.

These Terms of Use also incorporate our Privacy Policy. Please read our Privacy Policy for an explanation of bfinance’s practices and policies related to the collection, use, and storage of our users’ information.

By entering and using our site you are deemed to have read and accepted these Terms of Use. If you do not accept these Terms of Use or any part of them, you should not use our site.

bfinance may modify these Terms of Use from time to time. Your continued use of our site following such change demonstrates your agreement to be bound by the modified Terms of Use.

We will revise the “last updated” date at the bottom of the Legal Disclaimer but we advise you to check the Terms of Use often. If you do not agree to any change to the Terms of Use, then you must immediately stop using our site.

These Terms of Use apply exclusively to our site.

Acceptable Use

You may only use our site for lawful purposes. You will not use our site: (i) in any way which breaches any applicable laws or regulation; (ii) in any way which causes harm or offence to any person; (iii) to transmit, or procure the sending of, any unsolicited or unauthorised advertising or promotional material or any other form of similar solicitation (spam); and (iv) to knowingly transmit any data, send or upload any material that contains viruses, Trojan horses, worms, time-bombs, keystroke loggers, spyware, adware or any other harmful programs or similar computer code designed to adversely affect the operation of any computer software or hardware. Furthermore, you will not intentionally damage or disrupt our site, software or equipment in any way.

Error-free

The Internet is by its nature an unreliable medium. Consequently, you accept that our site is offered on an “as is” and “as available” basis.

bfinance takes all reasonable steps to ensure that our site is properly functioning at all times but bfinance does not warrant that our site will be uninterrupted, timely, secure or error-free, that defects will be corrected, or that our site or the server that makes it available are free of software viruses or bugs or other defects.

By accepting these Terms of Use, you accept that bfinance cannot be liable to you for any loss or damage you suffer as a result of visiting our site or making use of the information available on our site. You must take your own precautions (including but not limited to installing adequate protective measures to guard against software viruses and ensuring that you retain up-to-date copies of all data) to protect yourself against loss or damage.

Accuracy of Content

bfinance makes every effort to ensure that the content of our site is accurate and up-to-date, but bfinance does not offer any warranties (whether express implied or otherwise) as to the reliability, accuracy or completeness of the information appearing on our site. We recommend that you seek verification of the accuracy of any information before relying on it.

bfinance may remove material from our site at its own discretion and without giving any notice.

Intellectual Property

You acknowledge and agree that all copyright, trademarks and other intellectual property rights in our site, its content, software and all HTML and other code contained in our site, shall remain at all times vested in bfinance and/or its affiliates and is protected by copyright and other laws and international treaty provisions. All such rights are reserved to us and our licensors. Any other trademark remains the property of its respective owner(s).

Users may not modify, copy, distribute, transmit, display, redistribute, reproduce, publish, license, commercially exploit, create derivative works from, transfer, or sell any material which may be displayed on our site without first obtaining permission to do so from bfinance in writing.Our site and its contents are copyright material and the copyright is owned by bfinance unless stated otherwise. Without limiting the foregoing, copying the above listed materials to any other server or location for publication, reproduction or distribution is expressly prohibited.

If you print off, copy or download any part of our site in breach of these terms of use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Generally speaking, trademarks appearing on our site are either owned by bfinance or bfinance has obtained limited use permission from the trademark owner to use the trademark on our site. Any other third party trademarks remain the property of their respective owners.

If you wish to obtain permission to make use of any of the trademarks or other material that may be displayed on our site please contact us. bfinance shall not be responsible for seeking any additional authorisation required for third party use of any trademark not owned by or licensed to bfinance for such use.

Third-Party Web Sites

bfinance may include links on our site to other websites or resources operated by parties other than bfinance. These links are provided for the convenience of users and bfinance is not responsible for the availability of such external websites or resources, does not endorse or accept responsibility for the content of such external websites or resources and has no responsibility for or control over the privacy policy (if any) of the operators of the external websites.

You are advised to check the terms and conditions of use and the privacy policies of these external websites before entering or making use of them.

If you wish to create a hyperlink to our site or to any other website operated or maintained by bfinance please contact us. bfinance generally welcomes links to its websites. However by so linking, you agree that bfinance may require the link to be removed if, in bfinance’s sole opinion, any aspect of the linking website, its content or any other matter relating to the link is objectionable to bfinance.

Children and young persons

Our site is aimed at users over 18 years old. There are however no barriers to those under 18 accessing our site. Users under 18 should only use our site with the permission of a parent or guardian. The parents or guardians of anyone under 18 using our site should review these Terms of Use carefully before granting any consent.

Liability

In respect of all aspects of our site, bfinance and any of its affiliates, and the officers, directors, employees, shareholders or agents of any of them, exclude (to the fullest extent permitted by law) all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) in connection with our site, any websites linked to our site or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing our site or your downloading of any material from our site or any websites linked to our site.

Governing law

The English courts will have exclusive jurisdiction over any claim arising from, or related to, a visit to our site.

These terms of use and any dispute or claim arising out of or in connection with them or their subject matter or formation (including non-contractual disputes or claims) shall be governed by and construed in accordance with the law of England and Wales.